Halo Launching 2026

The future is simple, transparent, whole life insurance and care

Halo is modern, shared-value, whole of life insurance that covers future long-term care needs. Transparent and predictable premiums that flex with age, advanced health reviews, and improved outcomes.

Contact Us See what's live today
Why Halo

Whole life insurance, rebuilt around transparency

A shared-value approach to insurance and care — built so premiums, coverage, and outcomes stay understandable at every age.

Shared-value insurance
Whole-of-life coverage that includes future long-term care needs, not a separate policy bolted on later.
Premiums that flex with age
Transparent, predictable pricing that adjusts as you age — no opaque repricing or surprise increases.
Advanced health reviews
Ongoing health assessments designed to improve outcomes, not just underwrite risk once at signup.
Available today

Halo is launching in 2026 — but two tools are already live

While the full Halo plan is in development, you can already put its thinking to work.

Free · No sign-up
Halo Longevity Assessment
A free, science-based assessment that estimates your biological age and life expectancy, and shows which factors could add or cost you years — backed by peer-reviewed longevity research.
Start the assessment →
Model your plan
Halo Life & Investment
See how a Halo policy could grow as an investment and protect the people who depend on you — model your own numbers, using your longevity assessment if you've already taken it.
Model your future →

Want to hear when Halo launches?

Get in touch and we'll keep you posted.

hi@insurehalo.com